Peace of Mind with Canada's Top Critical Illness and Disability Insurance Plans
About me
My name is Lida Sadri, and I am an independent agent proudly associated with Combined Insurance. With a focus on delivering high-quality insurance solutions, I am dedicated to helping individuals and families secure their financial future.
We offer a diverse range of products designed to meet various needs. Our services include critical illness, accident, and disability insurance, as well as hospitalization coverage. We specialize in creating customized insurance plans that provide peace of mind and comprehensive protection for our clients.
OUR SERVICES
Sudden disabilities can disrupt income, putting financial pressure on families.
The stress of income loss compounds, making daily expenses and savings goals seem unattainable.
Our Disability Insurance provides essential income replacement, ensuring your family’s financial stability during difficult times. Focus on recovery with peace of mind, knowing your family is protected and can maintain their standard of living. Secure their future with reliable coverage.
Critical illnesses bring unexpected healthcare costs and income loss, creating financial burdens for families.
The stress of financial strain can complicate recovery, adding to the challenges faced during serious health issues.
Our Critical Illness Insurance delivers a lump-sum payment upon diagnosis, helping cover medical bills, daily expenses, or even recovery vacations. This allows you to focus on healing without monetary concerns, ensuring your family's stability and maintaining your quality of life.
Accidents can occur unexpectedly, leaving families unprepared and financially strained.
The emotional and financial shock of sudden loss can disrupt a family's stability, making it difficult to handle daily costs and future financial goals.
Our Accidental Death Insurance offers a significant payout to beneficiaries in case of accidental death, coverin everything from funeral expenses to long-term financial needs. This ensures your family’s financial security and peace, allowing them to focus on healing without the burden of financial worries. Secure your family’s future with essential protection.
Our Hospitalization Insurance fills this gap by providing cash payouts directly to you. This financial support helps cover both medical bills and daily living expenses during recovery, ensuring you can focus on getting better without worrying about income loss.
Secure continuous coverage beyond provincial limits with our plans.
FAQS
Critical Illness Insurance provides a lump sum payment if you are diagnosed with one of the specific illnesses covered by the policy, such as cancer, heart attack, or stroke. This financial support can help cover medical expenses or lost income during recovery.
Disability Insurance offers financial protection by providing a portion of your income if you become disabled and are unable to work for a temporary or extended period. The coverage is designed to help maintain your standard of living until you can return to work.
Hospitalization Insurance covers various expenses associated with hospital stays, including room charges, medical procedures, and sometimes outpatient care. This insurance can help reduce the financial burden of hospital costs not covered by provincial health plans.
Outpatient Surgery coverage is part of many health insurance plans, covering medical and surgical services that don’t require an overnight hospital stay. This includes surgeries like hernia repairs or minor orthopedic surgery, ensuring you don’t face large out-of-pocket costs.
Accidental Death Insurance pays a benefit to your beneficiaries if you die as a result of an accident. This type of coverage is important for providing financial security to your family, helping manage expenses like funeral costs and ongoing living costs.